Personal Loan

Personal Loan

Best our finance company is your first stop for all your personal loan needs.We are established, safe, secure, quick, and customer service oriented. Personal loan is a short-term loan to assist you with your finances. These loans have become quite popular today, and now this is the main way to get financial assistance in the form of a cash advance.The amount of loan can be ranged from Rs.1,00000 – Rs.500 C.R& the1 year to 25 tenure years for repaying the loan. We help you in evaluating your loan on the basis of the following parameters:

Features & Benefits
  1. Compare Interest Rates
  2. Evaluation of various Loan offers
  3. EMIs
  4. Tenure
  5. Eligibility Check
  6. Turnaround time

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies:

Eligibility Criteria
  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Minimum employment: Minimum 3 months in employment and minimum 6 months in the current organization
  • Minimum Net Monthly Income: Rs.3,000 per month (Rs.3,000 in Mumbai, Delhi, Bangalore, Chennai and Hyderabad & Rs.3,000 in Calcutta, Ahmedabad and Cochin)
Documents required:
  • Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
  • Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
  • Bank Statements (latest 3 months bank statement / 6 months bank passbook)
  • Latest salary slip or current dated salary certificate with latest Form 16

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretaries.

Eligibility Criteria
  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: 3 months to 6 months depending on profession
  • Minimum Annual Income:Rs.1,00,000 p.a.
Documents required:
  • Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
  • Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Qualification proof of the highest professional degree

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria
  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: 3 months to 6 months depending on profession
  • Minimum Annual Income:Rs.1,00,000 p.a.
  • Available in select cities
Documents required:
  • Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
  • Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)

Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

Years in business: Minimum of 3 months in current business and 6 months total business experience

  • Business must be profit making for the last 6 months
  • Minimum Annual Income:Rs.1,00,000 p.a.
  • Available in select cities
Documents required:
  • Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
  • Bank Statements(latest 6 months bank statement /passbook)
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)./li>